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Useful Tips

Debit, Credit, or PayPal: Which is Safest?

Mammoth retailer Target recently revised its estimate of stolen credit card data to over 70 million cards. This was an astounding breach and a reminder to be aware of any identity theft and bank account safety at all times. Here are a few tips on the best ways to use payment conveniences and still protect your money:  Debit ...

Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages

Useful Tips Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages On February 1st, 2023, the Federal Housing Administration (FHA) announced a decrease in the annual mortgage insurance premium (MIP) for certain FHA-insured mortgages. This...

Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages (2)

Useful Tips What is an escrow account? A mortgage escrow account, also known as an escrow impound account, is a financial arrangement established by a lender to hold funds on behalf of a borrower to pay certain expenses related to the mortgage loan. It is a separate account that is typically managed by the m...

FHA and VA Refinance Options

FHA Streamline Refinance What it is: The FHA Streamline Refinance is a mortgage refinance option offered through the Federal Housing Administration (FHA). It's designed for homeowners who already have an FHA loan and want to refinance to a lower interest rate with less paperwork and fewer requirements. Key Features: Redu...

Finding Your Niche: What it Takes to Get Ahead of the Competition

Very few individuals have the luxury of being the only professional in their marketplace offering their particular service. Competition is constantly at our heels, hoping to catapult one step ahead of us. For this reason, we must continually strive to differentiate ourselves from any competition we may have.  Dan Sullivan, P...