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Useful Tips

8 Cheaper Cities for Summer Travel Abroad

If you're itching to go abroad this summer but can't afford the usual exorbitant prices, try visiting these alternatives to major cities. According to PriceofTravel.com, here are 8 great international destinations you can actually afford, based on its 3-Star Index, which includes a room in a 3-star hotel, a taxi ride, a cultu...

Annual Percentage Rate: What is the Real Cost of Financing?

Annual Percentage Rate (APR) is a tool that consumers can use as a starting point to compare loan programs. However, it's important to keep in mind that APR is not a perfect system, and not all lenders calculate APR in the same way. While the Federal Truth-in-Lending Act does require any mortgage broker or lender to disclose ...

Baby Boomers Retire: Reverse Mortgages Gain Popularity

Born between 1946-1964, the generation known as the Baby Boomers will begin to retire in large numbers, substantially shrinking the labor force in the US. As a result, Social Security, Medicare, and other government programs will be significantly affected over the next several years. In fact, the Social Security Advisory Boar...

Cure These Four Unhealthy Office Habits

Forty hours on your feet or at a desk can take a toll on your body. Extra calories, dehydration, eyestrain and bacteria can attack both your health and your productivity. Fight back with these four tips to stay healthy at work: Sneaky Snacking. Candy and leftover holiday goodies will add extra fat and processed sugars to yo...

Dealing With Change

Change isn't always an easy thing to deal with. But as Spencer Johnson reminds us in his bestselling book, Who Moved My Cheese?: If you do not change, you can become extinct. What would you do if you weren't afraid? Movement in a new direction helps you find new "cheese" (i.e. new opportunities) When you move beyond you...