Useful Tips

Useful Tips Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages On February 1st, 2023, the Federal Housing Administration (FHA) announced a decrease in the annual mortgage insurance premium (MIP) for certain FHA-insured mortgages. This...

Harriet – a.k.a. my mom – used to preach to me, “Never put off until tomorrow what you can do today.” She pulled out that old adage to nudge me to do something she wanted done now, but that I, in all honesty, didn’t really care to do – today or tomorrow, for that matter. In contrast to her anti-procrastination advice, to av...

The Benefits of a Professional Consultant Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time. There are no...

Follow this handy list (and check it twice) to make sure your home is secured against the winter elements. Heating system: The colder it gets, the more it costs to fix, so check your heater well before winter. Follow seasonal maintenance in the owner's manual. Change the air filter. Cooling system: Hose down fan blades and ...