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Useful Tips

I want to buy a home? Where do I start?

Useful Tips I want to buy a home? Where do I start? Congratulations!  We are so happy to help guide you through the home buying process.  Here are the steps to buying a home: Get ready. This includes getting your finances in order, understanding the home buying process, and finding a real estate agent. ...
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Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages

Useful Tips Federal Housing Administration announces significant decrease in mortgage insurance premium for certain FHA-insured mortgages On February 1st, 2023, the Federal Housing Administration (FHA) announced a decrease in the annual mortgage insurance premium (MIP) for certain FHA-insured mortgages. This...
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Waiting to Save a 20% Down Payment Can Cost Homebuyers Money

Harriet – a.k.a. my mom – used to preach to me, “Never put off until tomorrow what you can do today.” She pulled out that old adage to nudge me to do something she wanted done now, but that I, in all honesty, didn’t really care to do – today or tomorrow, for that matter. In contrast to her anti-procrastination advice, to av...
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Planning Your Mortgage and Seeking Pre-approval

The Benefits of a Professional Consultant Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time. There are no...
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