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Useful Tips

Winterizing Checklist

Follow this handy list (and check it twice) to make sure your home is secured against the winter elements. Heating system: The colder it gets, the more it costs to fix, so check your heater well before winter. Follow seasonal maintenance in the owner's manual. Change the air filter. Cooling system: Hose down fan blades and ...

With Fall Comes Falling Rates

In the 3rd quarter, housing activity was as slow as the dog days of summer. But in October, the autumn air came and with it brought the lowest home loan rates in over a year, according to Freddie Mac. A market-wide Stock selloff resulted in relief for the Bond market. And since home loan rates are tied to Mortgage Bonds (als...

The Race for Equity: Choosing the Right Loan Program

Those who take property ownership seriously often look for options to build equity at a faster pace. An aggressive approach is to select a 15-year loan program over a 30-year mortgage.  A 15-year loan works well for home buyers budgeting time and money, those who are possibly looking forward to a debt-free retirement, or tho...

Protecting Your Computer Files Before a Crash

If you're like most people, you probably have years' worth of office work, research, addresses and phone numbers, school work, and thousands of irreplaceable family photos on your computer. Not to mention important financial information and the expensive software that runs the entire system! But what happens when your comput...